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Loan Repayment Calculator

Calculate monthly loan repayments, total repayment, and total interest.

Results

Monthly Payment£193.33
Total Repayment£11,599.68
Total Interest£1,599.68

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How this loan repayment calculator works

This calculator estimates your monthly loan repayment based on the loan amount, annual interest rate, and repayment term. It also shows the total amount repaid and the total interest paid over the life of the loan.

Formula

Monthly repayment = P × r × (1 + r)^n ÷ ((1 + r)^n - 1)

Example

If you borrow £10,000 over 5 years at 6% annual interest, this calculator estimates the monthly repayment and shows how much interest you will pay overall.

FAQs

What is a loan repayment?

A loan repayment is the regular amount you pay back to the lender, usually monthly, including both principal and interest.

Does this include interest?

Yes. The calculator includes interest and shows the total amount repaid over the full term.

Can I use this for personal loans?

Yes. It is useful for personal loans, car loans, and other fixed-term borrowing.